/* ============================================================
   USAJobsKit — Minnesota Paycheck Calculator 2026
   style.css — Scoped to .usk-tool
   ============================================================ */

/* ============================================================
   SEO H1 HIDDEN TITLE
   ============================================================ */
.usajobskit-page-title {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* ============================================================
   CSS CUSTOM PROPERTIES
   ============================================================ */
.usk-tool {
  --usk-primary:        #1D4ED8;
  --usk-primary-hover:  #1E40AF;
  --usk-primary-light:  rgba(29, 78, 216, 0.07);
  --usk-primary-ring:   rgba(29, 78, 216, 0.22);
  --usk-navy:           #0F172A;
  --usk-text:           #1E293B;
  --usk-text-muted:     #475569;
  --usk-text-light:     #94A3B8;
  --usk-success:        #10B981;
  --usk-success-light:  #F0FDF4;
  --usk-success-border: #A7F3D0;
  --usk-error:          #DC2626;
  --usk-error-light:    #FEF2F2;
  --usk-error-border:   #FECACA;
  --usk-white:          #FFFFFF;
  --usk-bg:             #F8FAFC;
  --usk-border:         #E5E7EB;
  --usk-border-hover:   #CBD5E1;
  --usk-radius:         12px;
  --usk-radius-sm:      8px;
  --usk-radius-xs:      6px;
  --usk-shadow:         0 1px 3px rgba(15, 23, 42, 0.07), 0 1px 2px rgba(15, 23, 42, 0.05);
  --usk-shadow-md:      0 4px 12px rgba(15, 23, 42, 0.10), 0 2px 4px rgba(15, 23, 42, 0.06);
  --usk-shadow-lg:      0 10px 30px rgba(15, 23, 42, 0.12), 0 4px 8px rgba(15, 23, 42, 0.07);
  --usk-font:           'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;
  --usk-transition:     150ms cubic-bezier(0.4, 0, 0.2, 1);
  --usk-transition-md:  250ms cubic-bezier(0.4, 0, 0.2, 1);

  /* Layout */
  font-family:    var(--usk-font);
  color:          var(--usk-text);
  background:     transparent;
  max-width:      1200px;
  margin:         0 auto;
  padding:        0 0 48px 0;
  box-sizing:     border-box;
}

.usk-tool *,
.usk-tool *::before,
.usk-tool *::after {
  box-sizing: border-box;
}

.usk-tool .usk-hidden {
  display: none !important;
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.usk-tool .usk-hero {
  background: linear-gradient(135deg, #0F172A 0%, #1D4ED8 60%, #1E40AF 100%);
  border-radius: var(--usk-radius);
  padding: 52px 40px 44px;
  margin-bottom: 32px;
  position: relative;
  overflow: hidden;
}

.usk-tool .usk-hero::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.04);
  pointer-events: none;
}

.usk-tool .usk-hero::after {
  content: '';
  position: absolute;
  bottom: -40px;
  left: 30%;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.03);
  pointer-events: none;
}

.usk-tool .usk-hero-inner {
  position: relative;
  z-index: 1;
}

.usk-tool .usk-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.88);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  margin-bottom: 18px;
}

.usk-tool .usk-badge-dot {
  width: 7px;
  height: 7px;
  background: var(--usk-success);
  border-radius: 50%;
  flex-shrink: 0;
}

.usk-tool .usk-hero-subtitle {
  font-size: clamp(22px, 3.2vw, 32px);
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1.22;
  margin: 0 0 14px 0;
  max-width: 640px;
  letter-spacing: -0.02em;
}

.usk-tool .usk-hero-desc {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.78);
  line-height: 1.65;
  max-width: 580px;
  margin: 0 0 28px 0;
}

.usk-tool .usk-hero-stats {
  display: flex;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
}

.usk-tool .usk-hero-stat {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.usk-tool .usk-stat-number {
  font-size: 26px;
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1;
  letter-spacing: -0.02em;
}

.usk-tool .usk-stat-label {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.62);
  font-weight: 500;
  margin-top: 3px;
  letter-spacing: 0.02em;
}

/* ============================================================
   SECTION LABELS AND TITLES
   ============================================================ */
.usk-tool .usk-section-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--usk-primary);
  margin-bottom: 14px;
}

.usk-tool .usk-section-title {
  font-size: clamp(18px, 2.4vw, 22px);
  font-weight: 800;
  color: var(--usk-navy);
  margin: 0 0 16px 0;
  line-height: 1.25;
  letter-spacing: -0.01em;
}

.usk-tool .usk-section-desc {
  font-size: 14px;
  color: var(--usk-text-muted);
  line-height: 1.6;
  margin: -8px 0 24px 0;
}

/* ============================================================
   KEY FACTS GRID
   ============================================================ */
.usk-tool .usk-key-facts {
  margin-bottom: 32px;
}

.usk-tool .usk-facts-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(170px, 1fr));
  gap: 12px;
}

.usk-tool .usk-fact-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 18px 16px 16px;
  box-shadow: var(--usk-shadow);
  transition: border-color var(--usk-transition), box-shadow var(--usk-transition);
}

.usk-tool .usk-fact-card:hover {
  border-color: var(--usk-border-hover);
  box-shadow: var(--usk-shadow-md);
}

.usk-tool .usk-fact-icon {
  font-size: 20px;
  margin-bottom: 8px;
  display: block;
}

.usk-tool .usk-fact-title {
  font-size: 11px;
  font-weight: 600;
  color: var(--usk-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 5px;
}

.usk-tool .usk-fact-value {
  font-size: 20px;
  font-weight: 800;
  color: var(--usk-navy);
  line-height: 1.1;
  letter-spacing: -0.01em;
  margin-bottom: 4px;
}

.usk-tool .usk-fact-note {
  font-size: 11px;
  color: var(--usk-text-light);
  line-height: 1.4;
}

/* ============================================================
   AUDIENCE GRID
   ============================================================ */
.usk-tool .usk-audience {
  margin-bottom: 32px;
}

.usk-tool .usk-audience-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 14px;
}

.usk-tool .usk-audience-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 20px 18px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-audience-icon {
  font-size: 22px;
  margin-bottom: 10px;
  display: block;
}

.usk-tool .usk-audience-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--usk-navy);
  margin-bottom: 6px;
  line-height: 1.3;
}

.usk-tool .usk-audience-card p {
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.6;
  margin: 0;
}

/* ============================================================
   CALCULATOR SECTION
   ============================================================ */
.usk-tool .usk-calculator-section {
  background: var(--usk-white);
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius);
  padding: 32px 28px 28px;
  box-shadow: var(--usk-shadow-md);
  margin-bottom: 28px;
}

.usk-tool .usk-calc-form {
  max-width: 620px;
}

/* ============================================================
   FORM GROUPS AND LABELS
   ============================================================ */
.usk-tool .usk-form-group {
  margin-bottom: 20px;
}

.usk-tool .usk-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--usk-navy);
  margin-bottom: 6px;
  line-height: 1.4;
}

.usk-tool .usk-label-mt {
  margin-top: 14px;
}

.usk-tool .usk-help-text {
  display: block;
  font-size: 12px;
  color: var(--usk-text-light);
  margin-top: 5px;
  line-height: 1.5;
}

/* ============================================================
   INPUTS
   ============================================================ */
.usk-tool .usk-input {
  width: 100%;
  height: 48px;
  padding: 0 14px;
  font-size: 15px;
  font-family: var(--usk-font);
  color: var(--usk-navy);
  background: var(--usk-white);
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius-xs);
  outline: none;
  transition: border-color var(--usk-transition), box-shadow var(--usk-transition);
  appearance: none;
  -webkit-appearance: none;
}

.usk-tool .usk-input::placeholder {
  color: var(--usk-text-light);
  font-size: 14px;
}

.usk-tool .usk-input:hover {
  border-color: var(--usk-border-hover);
}

.usk-tool .usk-input:focus {
  border-color: var(--usk-primary);
  box-shadow: 0 0 0 3px var(--usk-primary-ring);
}

.usk-tool .usk-input.usk-input-error {
  border-color: var(--usk-error);
  background: var(--usk-error-light);
}

.usk-tool .usk-input.usk-input-error:focus {
  box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.18);
}

/* Remove number spinners */
.usk-tool .usk-input[type="number"]::-webkit-inner-spin-button,
.usk-tool .usk-input[type="number"]::-webkit-outer-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.usk-tool .usk-input[type="number"] {
  -moz-appearance: textfield;
}

/* ============================================================
   INPUT WITH ICON ($ CURRENCY PREFIX)
   ============================================================ */
.usk-tool .usk-input-with-icon {
  position: relative;
}

.usk-tool .usk-input-icon {
  position: absolute;
  top: 50%;
  left: 16px !important;
  transform: translateY(-50%);
  font-size: 14px;
  font-weight: 700;
  color: var(--usk-text-muted);
  pointer-events: none;
  z-index: 1;
  user-select: none;
}

.usk-tool .usk-input-with-icon input {
  padding-left: 52px !important;
}

/* ============================================================
   SELECT DROPDOWNS
   ============================================================ */
.usk-tool .usk-select {
  width: 100% !important;
  height: 48px !important;
  padding: 0 40px 0 14px !important;
  font-size: 15px !important;
  font-family: var(--usk-font) !important;
  color: var(--usk-navy) !important;
  background-color: var(--usk-white) !important;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E") !important;
  background-repeat: no-repeat !important;
  background-position: right 14px center !important;
  background-size: 16px !important;
  border: 1.5px solid var(--usk-border) !important;
  border-radius: var(--usk-radius-xs) !important;
  outline: none !important;
  appearance: none !important;
  -webkit-appearance: none !important;
  cursor: pointer !important;
  transition: border-color var(--usk-transition), box-shadow var(--usk-transition) !important;
}

.usk-tool .usk-select:hover {
  border-color: var(--usk-border-hover) !important;
}

.usk-tool .usk-select:focus {
  border-color: var(--usk-primary) !important;
  box-shadow: 0 0 0 3px var(--usk-primary-ring) !important;
}

/* ============================================================
   TOGGLE BUTTON GROUP (PAY TYPE)
   ============================================================ */
.usk-tool .usk-toggle-group {
  display: flex;
  gap: 0;
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius-xs);
  overflow: hidden;
  width: fit-content;
}

.usk-tool .usk-toggle-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 48px;
  min-width: 110px;
  padding: 0 20px;
  font-size: 14px;
  font-weight: 600;
  font-family: var(--usk-font);
  color: var(--usk-text-muted);
  background: var(--usk-white);
  cursor: pointer;
  transition: background var(--usk-transition), color var(--usk-transition);
  user-select: none;
  border-right: 1px solid var(--usk-border);
}

.usk-tool .usk-toggle-btn:last-child {
  border-right: none;
}

.usk-tool .usk-toggle-btn input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.usk-tool .usk-toggle-btn:has(input[type="radio"]:checked) {
  background: var(--usk-primary);
  color: var(--usk-white);
}

.usk-tool .usk-toggle-btn:hover:has(input[type="radio"]:not(:checked)) {
  background: var(--usk-bg);
  color: var(--usk-navy);
}

/* ============================================================
   FIELD ERROR MESSAGES
   ============================================================ */
.usk-tool .usk-field-error {
  display: block;
  font-size: 12px;
  color: var(--usk-error);
  font-weight: 500;
  margin-top: 5px;
  min-height: 18px;
  line-height: 1.4;
}

/* ============================================================
   FORM NOTICE (TOP-LEVEL ERROR/SUCCESS)
   ============================================================ */
.usk-tool .usk-form-notice {
  padding: 12px 16px;
  border-radius: var(--usk-radius-xs);
  font-size: 13px;
  font-weight: 500;
  line-height: 1.5;
  margin-bottom: 18px;
}

.usk-tool .usk-form-notice-error {
  background: var(--usk-error-light);
  border: 1px solid var(--usk-error-border);
  color: var(--usk-error);
}

.usk-tool .usk-form-notice-success {
  background: var(--usk-success-light);
  border: 1px solid var(--usk-success-border);
  color: #065F46;
}

/* ============================================================
   ACCORDION (PRE-TAX / POST-TAX DEDUCTIONS)
   ============================================================ */
.usk-tool .usk-accordion-trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 13px 16px;
  background: var(--usk-bg);
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius-xs);
  font-size: 14px;
  font-weight: 600;
  color: var(--usk-navy);
  cursor: pointer;
  font-family: var(--usk-font);
  transition: background var(--usk-transition), border-color var(--usk-transition);
  text-align: left;
}

.usk-tool .usk-accordion-trigger:hover {
  background: #EFF6FF;
  border-color: var(--usk-primary);
  color: var(--usk-primary);
}

.usk-tool .usk-accordion-trigger[aria-expanded="true"] {
  background: #EFF6FF;
  border-color: var(--usk-primary);
  color: var(--usk-primary);
  border-bottom-left-radius: 0;
  border-bottom-right-radius: 0;
  border-bottom-color: transparent;
}

.usk-tool .usk-accordion-icon {
  font-size: 18px;
  font-weight: 400;
  flex-shrink: 0;
  color: var(--usk-text-muted);
  line-height: 1;
}

.usk-tool .usk-accordion-panel {
  border: 1.5px solid var(--usk-primary);
  border-top: none;
  border-bottom-left-radius: var(--usk-radius-xs);
  border-bottom-right-radius: var(--usk-radius-xs);
  overflow: hidden;
}

.usk-tool .usk-accordion-inner {
  padding: 18px 16px 6px;
  background: #EFF6FF;
}

.usk-tool .usk-accordion-inner .usk-form-group:last-child {
  margin-bottom: 10px;
}

/* ============================================================
   BUTTONS
   ============================================================ */
.usk-tool .usk-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  height: 48px;
  padding: 0 24px;
  font-size: 14px;
  font-weight: 700;
  font-family: var(--usk-font);
  border-radius: var(--usk-radius-xs);
  cursor: pointer;
  border: none;
  text-decoration: none;
  transition: background var(--usk-transition), box-shadow var(--usk-transition), transform var(--usk-transition), opacity var(--usk-transition);
  white-space: nowrap;
  outline: none;
  vertical-align: middle;
}

.usk-tool .usk-btn:focus-visible {
  box-shadow: 0 0 0 3px var(--usk-primary-ring);
  outline: none;
}

.usk-tool .usk-btn-primary {
  background: var(--usk-primary);
  color: #FFFFFF;
  width: 100%;
  height: 52px;
  font-size: 15px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-btn-primary:hover:not(:disabled) {
  background: var(--usk-primary-hover);
  box-shadow: var(--usk-shadow-md);
  transform: translateY(-1px);
}

.usk-tool .usk-btn-primary:active:not(:disabled) {
  transform: translateY(0);
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-btn-primary:disabled {
  opacity: 0.55;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

.usk-tool .usk-btn-outline {
  background: var(--usk-white);
  color: var(--usk-navy);
  border: 1.5px solid var(--usk-border);
}

.usk-tool .usk-btn-outline:hover {
  border-color: var(--usk-primary);
  color: var(--usk-primary);
  background: var(--usk-primary-light);
}

.usk-tool .usk-btn-sm {
  height: 38px;
  padding: 0 14px;
  font-size: 12px;
  font-weight: 600;
  border-radius: var(--usk-radius-xs);
}

.usk-tool .usk-form-actions {
  margin-top: 10px;
}

/* ============================================================
   LOADING SPINNER
   ============================================================ */
.usk-tool .usk-btn-spinner {
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255, 255, 255, 0.36);
  border-top-color: #FFFFFF;
  border-radius: 50%;
  animation: usk-spin 0.65s linear infinite;
  flex-shrink: 0;
}

@keyframes usk-spin {
  to {
    transform: rotate(360deg);
  }
}

/* ============================================================
   RESULTS WRAPPER
   ============================================================ */
.usk-tool .usk-results-wrapper {
  background: var(--usk-white);
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius);
  padding: 28px 28px 24px;
  box-shadow: var(--usk-shadow-md);
  margin-bottom: 28px;
  animation: usk-fade-in 0.35s ease-out;
}

@keyframes usk-fade-in {
  from {
    opacity: 0;
    transform: translateY(10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.usk-tool .usk-results-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 22px;
}

.usk-tool .usk-results-title {
  font-size: 18px;
  font-weight: 800;
  color: var(--usk-navy);
  margin: 0;
  line-height: 1.2;
}

.usk-tool .usk-results-actions {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

/* ============================================================
   RESULT HIGHLIGHT (NET PAY)
   ============================================================ */
.usk-tool .usk-result-highlight {
  background: linear-gradient(135deg, #F0FDF4 0%, #DCFCE7 100%);
  border: 1.5px solid var(--usk-success-border);
  border-radius: var(--usk-radius-sm);
  padding: 28px 24px;
  text-align: center;
  margin-bottom: 22px;
}

.usk-tool .usk-highlight-label {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: #065F46;
  margin-bottom: 8px;
}

.usk-tool .usk-highlight-value {
  font-size: clamp(36px, 6vw, 52px);
  font-weight: 900;
  color: #065F46;
  line-height: 1;
  letter-spacing: -0.03em;
  margin-bottom: 6px;
}

.usk-tool .usk-highlight-sub {
  font-size: 13px;
  color: #047857;
  font-weight: 500;
}

/* ============================================================
   SUMMARY CARDS
   ============================================================ */
.usk-tool .usk-summary-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 24px;
}

.usk-tool .usk-summary-card {
  background: var(--usk-bg);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 16px 14px;
  text-align: center;
}

.usk-tool .usk-summary-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--usk-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 7px;
  line-height: 1.3;
}

.usk-tool .usk-summary-value {
  font-size: 18px;
  font-weight: 800;
  color: var(--usk-navy);
  line-height: 1;
  letter-spacing: -0.01em;
}

/* ============================================================
   BREAKDOWN TABLE
   ============================================================ */
.usk-tool .usk-breakdown-card {
  margin-bottom: 24px;
}

.usk-tool .usk-breakdown-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 12px 0;
}

.usk-tool .usk-breakdown-table-wrapper {
  overflow-x: auto;
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
}

.usk-tool .usk-breakdown-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 480px;
  font-size: 13px;
}

.usk-tool .usk-breakdown-table thead {
  background: var(--usk-bg);
  border-bottom: 1px solid var(--usk-border);
}

.usk-tool .usk-breakdown-table th {
  padding: 11px 16px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--usk-text-muted);
  text-align: left;
}

.usk-tool .usk-breakdown-table th:not(:first-child) {
  text-align: right;
}

.usk-tool .usk-breakdown-table td {
  padding: 12px 16px;
  font-size: 13px;
  color: var(--usk-text);
  border-bottom: 1px solid var(--usk-border);
  text-align: right;
}

.usk-tool .usk-breakdown-table td:first-child,
.usk-tool .usk-breakdown-table th:first-child {
  text-align: left;
}

.usk-tool .usk-breakdown-table tbody tr:last-child td {
  border-bottom: none;
  font-weight: 800;
  color: var(--usk-navy);
  background: #F0FDF4;
}

.usk-tool .usk-breakdown-table tbody tr:hover td {
  background: var(--usk-bg);
}

/* ============================================================
   INSIGHTS SECTION
   ============================================================ */
.usk-tool .usk-insights-section {
  margin-bottom: 22px;
}

.usk-tool .usk-insights-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 12px 0;
}

.usk-tool .usk-insights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 12px;
}

.usk-tool .usk-insight-card {
  background: #EFF6FF;
  border: 1px solid #BFDBFE;
  border-radius: var(--usk-radius-sm);
  padding: 16px 14px;
}

.usk-tool .usk-insight-title {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--usk-primary);
  margin-bottom: 5px;
}

.usk-tool .usk-insight-value {
  font-size: 18px;
  font-weight: 800;
  color: var(--usk-navy);
  margin-bottom: 7px;
  letter-spacing: -0.01em;
}

.usk-tool .usk-insight-desc {
  font-size: 12px;
  color: var(--usk-text-muted);
  line-height: 1.6;
  margin: 0;
}

/* ============================================================
   EFFECTIVE RATES
   ============================================================ */
.usk-tool .usk-effective-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 12px;
  margin-bottom: 22px;
}

.usk-tool .usk-effective-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 16px 14px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-effective-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--usk-text-muted);
  margin-bottom: 5px;
}

.usk-tool .usk-effective-value {
  font-size: 22px;
  font-weight: 800;
  color: var(--usk-navy);
  margin-bottom: 6px;
  letter-spacing: -0.02em;
}

.usk-tool .usk-effective-desc {
  font-size: 12px;
  color: var(--usk-text-light);
  line-height: 1.55;
  margin: 0;
}

/* ============================================================
   CHART SECTION
   ============================================================ */
.usk-tool .usk-chart-section {
  margin-bottom: 24px;
}

.usk-tool .usk-chart-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 14px 0;
}

.usk-tool .usk-chart-container {
  position: relative;
  max-width: 420px;
  height: 300px;
  margin: 0 auto;
}

.usk-tool .usk-chart-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
  margin-top: 8px;
}

.usk-tool .usk-chart-table th,
.usk-tool .usk-chart-table td {
  padding: 9px 12px;
  text-align: left;
  border-bottom: 1px solid var(--usk-border);
  font-size: 13px;
  color: var(--usk-text);
}

.usk-tool .usk-chart-table thead th {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--usk-text-muted);
  background: var(--usk-bg);
}

/* ============================================================
   ACTION STATUS
   ============================================================ */
.usk-tool .usk-action-status {
  font-size: 13px;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: var(--usk-radius-xs);
  margin-bottom: 14px;
  min-height: 16px;
}

.usk-tool .usk-action-status-success {
  background: var(--usk-success-light);
  border: 1px solid var(--usk-success-border);
  color: #065F46;
}

.usk-tool .usk-action-status-error {
  background: var(--usk-error-light);
  border: 1px solid var(--usk-error-border);
  color: var(--usk-error);
}

/* ============================================================
   RESULTS DISCLAIMER
   ============================================================ */
.usk-tool .usk-results-disclaimer {
  font-size: 12px;
  color: var(--usk-text-light);
  line-height: 1.65;
  padding: 14px 16px;
  background: var(--usk-bg);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-xs);
  margin-top: 6px;
}

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.usk-tool .usk-how-it-works {
  margin-bottom: 32px;
}

.usk-tool .usk-steps-list {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.usk-tool .usk-step {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  padding: 18px 0;
  border-bottom: 1px solid var(--usk-border);
}

.usk-tool .usk-step:last-child {
  border-bottom: none;
}

.usk-tool .usk-step-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  min-width: 34px;
  background: var(--usk-primary);
  color: #FFFFFF;
  font-size: 13px;
  font-weight: 800;
  border-radius: 50%;
  flex-shrink: 0;
}

.usk-tool .usk-step-content {
  padding-top: 4px;
}

.usk-tool .usk-step-content strong {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--usk-navy);
  margin-bottom: 5px;
}

.usk-tool .usk-step-content p {
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.65;
  margin: 0;
}

/* ============================================================
   KEY INFORMATION
   ============================================================ */
.usk-tool .usk-key-info {
  margin-bottom: 32px;
}

.usk-tool .usk-info-blocks {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.usk-tool .usk-info-block {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 20px 22px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-info-block h3 {
  font-size: 14px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 8px 0;
  line-height: 1.3;
}

.usk-tool .usk-info-block p {
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.65;
  margin: 0;
}

/* ============================================================
   EXAMPLES
   ============================================================ */
.usk-tool .usk-examples {
  margin-bottom: 32px;
}

.usk-tool .usk-examples-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 14px;
  margin-bottom: 16px;
}

.usk-tool .usk-example-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 20px 18px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-example-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--usk-primary);
  margin-bottom: 6px;
}

.usk-tool .usk-example-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 12px 0;
  line-height: 1.3;
}

.usk-tool .usk-example-details {
  list-style: none;
  padding: 0;
  margin: 0 0 14px 0;
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.usk-tool .usk-example-details li {
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.5;
}

.usk-tool .usk-example-details strong {
  color: var(--usk-navy);
}

.usk-tool .usk-example-result {
  font-size: 13px;
  font-weight: 600;
  color: var(--usk-primary);
  padding: 10px 14px;
  background: var(--usk-primary-light);
  border-radius: var(--usk-radius-xs);
  line-height: 1.4;
}

.usk-tool .usk-examples-note {
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.65;
  margin: 0;
}

/* ============================================================
   INTERNAL LINKS
   ============================================================ */
.usk-tool .usk-link {
  color: var(--usk-primary);
  text-decoration: none;
  font-weight: 500;
  border-bottom: 1px solid transparent;
  transition: border-color var(--usk-transition), color var(--usk-transition);
}

.usk-tool .usk-link:hover {
  border-bottom-color: var(--usk-primary);
  color: var(--usk-primary-hover);
}

/* ============================================================
   FAQ SECTION
   ============================================================ */
.usk-tool .usk-faq {
  margin-bottom: 32px;
}

.usk-tool .usk-faq-list {
  margin-top: 20px;
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius);
  overflow: hidden;
}

.usk-tool .usk-faq-item {
  border-bottom: 1px solid var(--usk-border);
}

.usk-tool .usk-faq-item:last-child {
  border-bottom: none;
}

.usk-tool .usk-faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 18px 22px;
  background: var(--usk-white);
  border: none;
  font-size: 14px;
  font-weight: 600;
  color: var(--usk-navy);
  text-align: left;
  cursor: pointer;
  font-family: var(--usk-font);
  gap: 14px;
  transition: background var(--usk-transition), color var(--usk-transition);
  line-height: 1.4;
}

.usk-tool .usk-faq-question:hover {
  background: #F8FAFC;
  color: var(--usk-primary);
}

.usk-tool .usk-faq-question[aria-expanded="true"] {
  background: var(--usk-primary-light);
  color: var(--usk-primary);
}

.usk-tool .usk-faq-icon {
  font-size: 18px;
  font-weight: 400;
  flex-shrink: 0;
  color: var(--usk-text-muted);
}

.usk-tool .usk-faq-answer {
  padding: 0 22px 18px;
  background: rgba(29, 78, 216, 0.02);
}

.usk-tool .usk-faq-answer p {
  font-size: 14px;
  color: var(--usk-text-muted);
  line-height: 1.7;
  margin: 0;
}

/* ============================================================
   DATA SOURCES
   ============================================================ */
.usk-tool .usk-sources {
  margin-bottom: 32px;
}

.usk-tool .usk-sources-list {
  list-style: none;
  padding: 0;
  margin: 16px 0 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.usk-tool .usk-sources-list li {
  font-size: 13px;
  color: var(--usk-text-muted);
  padding: 14px 16px;
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  line-height: 1.6;
}

.usk-tool .usk-sources-list strong {
  color: var(--usk-navy);
  display: block;
  margin-bottom: 3px;
  font-weight: 700;
}

/* ============================================================
   PRIVACY SECTION
   ============================================================ */
.usk-tool .usk-privacy {
  margin-bottom: 32px;
}

.usk-tool .usk-privacy-box {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  background: var(--usk-success-light);
  border: 1px solid var(--usk-success-border);
  border-radius: var(--usk-radius-sm);
  padding: 22px 24px;
  margin-top: 16px;
}

.usk-tool .usk-privacy-icon {
  font-size: 28px;
  flex-shrink: 0;
}

.usk-tool .usk-privacy-content p {
  font-size: 14px;
  color: #065F46;
  line-height: 1.65;
  margin: 0 0 8px 0;
}

.usk-tool .usk-privacy-content p:last-child {
  margin-bottom: 0;
}

/* ============================================================
   TRUST / DEVELOPER SECTION
   ============================================================ */
.usk-tool .usk-trust {
  margin-bottom: 40px;
}

.usk-tool .usk-trust-card {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-left: 4px solid var(--usk-primary);
  border-radius: var(--usk-radius);
  padding: 26px 28px;
  box-shadow: var(--usk-shadow);
  margin-top: 16px;
}

.usk-tool .usk-trust-avatar {
  flex-shrink: 0;
}

.usk-tool .usk-trust-img {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--usk-border);
  display: block;
}

.usk-tool .usk-trust-details {
  flex: 1;
  min-width: 0;
}

.usk-tool .usk-trust-name {
  font-size: 17px;
  font-weight: 800;
  color: var(--usk-navy);
  margin-bottom: 3px;
}

.usk-tool .usk-trust-link {
  color: var(--usk-primary);
  text-decoration: none;
}

.usk-tool .usk-trust-link:hover {
  text-decoration: underline;
}

.usk-tool .usk-trust-role {
  font-size: 12px;
  font-weight: 600;
  color: var(--usk-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 10px;
}

.usk-tool .usk-trust-statement {
  font-size: 14px;
  color: var(--usk-text-muted);
  line-height: 1.65;
  margin: 0 0 10px 0;
}

.usk-tool .usk-trust-meta {
  font-size: 12px;
  color: var(--usk-text-light);
  line-height: 1.55;
}

.usk-tool .usk-trust-sep {
  margin: 0 4px;
}

/* ============================================================
   RELATED TOOLS
   ============================================================ */
.usk-tool .usk-related-tools {
  margin-bottom: 20px;
}

.usk-tool .usk-related-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 14px;
  margin-top: 20px;
}

.usk-tool .usk-related-card {
  display: block;
  background: var(--usk-white);
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 18px 18px 16px;
  text-decoration: none !important;
  transition: border-color var(--usk-transition), transform var(--usk-transition), box-shadow var(--usk-transition);
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-related-card:hover {
  border-color: var(--usk-primary);
  transform: translateY(-2px);
  box-shadow: var(--usk-shadow-md);
}

.usk-tool .usk-related-icon {
  font-size: 22px;
  margin-bottom: 8px;
  display: block;
}

.usk-tool .usk-related-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--usk-navy);
  margin-bottom: 4px;
  line-height: 1.3;
}

.usk-tool .usk-related-desc {
  font-size: 12px;
  color: var(--usk-text-muted);
  line-height: 1.5;
}

/* ============================================================
   TABLET — 768px
   ============================================================ */
@media (max-width: 768px) {

  .usk-tool .usk-hero {
    padding: 32px 22px 30px;
    border-radius: 10px;
  }

  .usk-tool .usk-hero-subtitle {
    font-size: 22px;
  }

  .usk-tool .usk-hero-desc {
    font-size: 14px;
  }

  .usk-tool .usk-hero-stats {
    gap: 16px;
  }

  .usk-tool .usk-stat-number {
    font-size: 20px;
  }

  .usk-tool .usk-facts-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
  }

  .usk-tool .usk-audience-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .usk-tool .usk-calculator-section {
    padding: 24px 18px;
  }

  .usk-tool .usk-results-header {
    flex-direction: column;
    align-items: flex-start;
  }

  .usk-tool .usk-results-actions {
    gap: 6px;
  }

  .usk-tool .usk-btn-sm {
    height: 36px;
    padding: 0 12px;
    font-size: 12px;
  }

  .usk-tool .usk-highlight-value {
    font-size: 38px;
  }

  .usk-tool .usk-summary-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .usk-tool .usk-insights-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .usk-tool .usk-effective-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .usk-tool .usk-examples-grid {
    grid-template-columns: 1fr;
  }

  .usk-tool .usk-related-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .usk-tool .usk-trust-card {
    flex-direction: column;
    gap: 14px;
    padding: 20px;
  }

  .usk-tool .usk-privacy-box {
    flex-direction: column;
    gap: 12px;
    padding: 18px;
  }

  .usk-tool .usk-info-block {
    padding: 18px;
  }

  .usk-tool .usk-result-highlight {
    padding: 22px 18px;
  }

  .usk-tool .usk-chart-container {
    max-width: 100%;
    height: 260px;
  }

  .usk-tool .usk-results-wrapper {
    padding: 22px 18px 18px;
  }
}

/* ============================================================
   MOBILE — 480px
   ============================================================ */
@media (max-width: 480px) {

  .usk-tool {
    padding: 0 0 32px 0;
  }

  .usk-tool .usk-hero {
    padding: 26px 16px 24px;
    border-radius: 8px;
    margin-bottom: 20px;
  }

  .usk-tool .usk-hero-subtitle {
    font-size: 19px;
  }

  .usk-tool .usk-hero-badge {
    font-size: 11px;
    padding: 4px 10px;
  }

  .usk-tool .usk-hero-stats {
    gap: 14px;
  }

  .usk-tool .usk-stat-number {
    font-size: 18px;
  }

  .usk-tool .usk-facts-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .usk-tool .usk-fact-value {
    font-size: 17px;
  }

  .usk-tool .usk-audience-grid {
    grid-template-columns: 1fr;
  }

  .usk-tool .usk-calculator-section {
    padding: 18px 14px;
    border-radius: 8px;
  }

  .usk-tool .usk-section-title {
    font-size: 17px;
  }

  .usk-tool .usk-input {
    height: 48px;
    font-size: 16px; /* Prevents iOS zoom */
  }

  .usk-tool .usk-select {
    height: 48px !important;
    font-size: 16px !important; /* Prevents iOS zoom */
  }

  .usk-tool .usk-toggle-btn {
    height: 48px;
    min-width: 100px;
    font-size: 13px;
    padding: 0 16px;
  }

  .usk-tool .usk-btn-primary {
    height: 52px;
    font-size: 15px;
  }

  .usk-tool .usk-highlight-value {
    font-size: 32px;
  }

  .usk-tool .usk-summary-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .usk-tool .usk-summary-value {
    font-size: 16px;
  }

  .usk-tool .usk-insights-grid {
    grid-template-columns: 1fr;
  }

  .usk-tool .usk-effective-grid {
    grid-template-columns: 1fr;
  }

  .usk-tool .usk-results-actions {
    width: 100%;
    justify-content: flex-start;
  }

  .usk-tool .usk-btn-sm {
    flex: 1;
    justify-content: center;
    font-size: 11px;
    padding: 0 8px;
  }

  .usk-tool .usk-breakdown-table {
    font-size: 12px;
  }

  .usk-tool .usk-breakdown-table th,
  .usk-tool .usk-breakdown-table td {
    padding: 10px 10px;
  }

  .usk-tool .usk-step {
    gap: 12px;
  }

  .usk-tool .usk-step-num {
    width: 30px;
    height: 30px;
    min-width: 30px;
    font-size: 12px;
  }

  .usk-tool .usk-faq-question {
    padding: 15px 16px;
    font-size: 13px;
  }

  .usk-tool .usk-faq-answer {
    padding: 0 16px 15px;
  }

  .usk-tool .usk-related-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .usk-tool .usk-related-card {
    padding: 14px 12px;
  }

  .usk-tool .usk-related-title {
    font-size: 12px;
  }

  .usk-tool .usk-related-desc {
    font-size: 11px;
  }

  .usk-tool .usk-trust-card {
    padding: 16px;
  }

  .usk-tool .usk-trust-img {
    width: 52px;
    height: 52px;
  }

  .usk-tool .usk-sources-list li {
    font-size: 12px;
    padding: 12px 14px;
  }

  .usk-tool .usk-accordion-trigger {
    padding: 12px 14px;
    font-size: 13px;
  }

  .usk-tool .usk-accordion-inner {
    padding: 14px 12px 6px;
  }

  .usk-tool .usk-chart-container {
    height: 220px;
  }

  .usk-tool .usk-results-wrapper {
    padding: 18px 14px 14px;
  }
}

/* ============================================================
   PRINT STYLES
   ============================================================ */
@media print {

  .usk-tool .usk-hero,
  .usk-tool .usk-key-facts,
  .usk-tool .usk-audience,
  .usk-tool .usk-calculator-section,
  .usk-tool .usk-how-it-works,
  .usk-tool .usk-key-info,
  .usk-tool .usk-examples,
  .usk-tool .usk-faq,
  .usk-tool .usk-sources,
  .usk-tool .usk-privacy,
  .usk-tool .usk-related-tools,
  .usk-tool .usk-chart-section,
  .usk-tool .usk-results-actions,
  .usk-tool .usk-insights-section {
    display: none !important;
  }

  .usk-tool .usk-results-wrapper {
    display: block !important;
    box-shadow: none !important;
    border: 1px solid #CCC !important;
  }

  .usk-tool .usk-result-highlight {
    background: #F0FDF4 !important;
    -webkit-print-color-adjust: exact;
    print-color-adjust: exact;
  }

  .usk-tool .usk-breakdown-table {
    min-width: unset;
    width: 100%;
    font-size: 11px;
  }

  .usk-tool .usk-breakdown-table th,
  .usk-tool .usk-breakdown-table td {
    padding: 7px 10px;
  }

  .usk-tool .usk-trust-card {
    display: flex !important;
    page-break-inside: avoid;
  }

  .usk-tool .usk-results-disclaimer {
    display: block !important;
  }

  .usk-tool * {
    box-shadow: none !important;
    text-shadow: none !important;
  }
}