/* ============================================================
   Ohio Paycheck Calculator 2026 — style.css
   Tool Slug: ohio-paycheck-calculator
   Path: /public_html/tools/ohio-paycheck-calculator/style.css
   All selectors scoped to .usk-tool
   ============================================================ */

/* ============================================================
   SR-ONLY (SEO H1 HIDDEN FROM USERS)
   ============================================================ */
.usajobskit-page-title {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* ============================================================
   ROOT VARIABLES
   ============================================================ */
.usk-tool {
  --usk-primary:      #1D4ED8;
  --usk-primary-hover:#1E40AF;
  --usk-navy:         #0F172A;
  --usk-success:      #10B981;
  --usk-error:        #DC2626;
  --usk-warning:      #F59E0B;
  --usk-info:         #3B82F6;
  --usk-bg:           #F8FAFC;
  --usk-border:       #E5E7EB;
  --usk-white:        #FFFFFF;
  --usk-text:         #1E293B;
  --usk-text-muted:   #64748B;
  --usk-text-light:   #94A3B8;
  --usk-radius:       12px;
  --usk-radius-sm:    8px;
  --usk-shadow:       0 1px 4px rgba(15,23,42,0.07), 0 4px 16px rgba(15,23,42,0.05);
  --usk-shadow-md:    0 4px 24px rgba(15,23,42,0.10);
  --usk-transition:   0.18s ease;
  --usk-font:         -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  --usk-max-width:    1100px;
}

/* ============================================================
   BASE WRAPPER
   ============================================================ */
.usk-tool {
  font-family: var(--usk-font);
  color: var(--usk-text);
  background: var(--usk-bg);
  max-width: var(--usk-max-width);
  margin: 0 auto;
  padding: 0 0 48px 0;
  box-sizing: border-box;
  -webkit-font-smoothing: antialiased;
}

.usk-tool *,
.usk-tool *::before,
.usk-tool *::after {
  box-sizing: border-box;
}

.usk-tool a {
  color: var(--usk-primary);
  text-decoration: none;
}

.usk-tool a:hover {
  color: var(--usk-primary-hover);
  text-decoration: underline;
}

.usk-tool .usk-link {
  color: var(--usk-primary);
  font-weight: 500;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.usk-tool .usk-link:hover {
  color: var(--usk-primary-hover);
}

.usk-hidden {
  display: none !important;
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.usk-tool .usk-hero {
  background: linear-gradient(135deg, #0F172A 0%, #1D4ED8 60%, #1E40AF 100%);
  border-radius: var(--usk-radius);
  padding: 48px 40px 44px;
  margin-bottom: 32px;
  position: relative;
  overflow: hidden;
}

.usk-tool .usk-hero::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: rgba(255,255,255,0.04);
  pointer-events: none;
}

.usk-tool .usk-hero::after {
  content: '';
  position: absolute;
  bottom: -80px;
  left: 30%;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: rgba(255,255,255,0.03);
  pointer-events: none;
}

.usk-tool .usk-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 720px;
}

.usk-tool .usk-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.12);
  color: rgba(255,255,255,0.90);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 999px;
  padding: 5px 14px;
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.03em;
  margin-bottom: 20px;
}

.usk-tool .usk-badge-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #10B981;
  display: inline-block;
  animation: usk-pulse 2s infinite;
}

@keyframes usk-pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.6; transform: scale(1.3); }
}

.usk-tool .usk-hero-subtitle {
  font-size: clamp(22px, 4vw, 32px);
  font-weight: 700;
  color: #FFFFFF;
  line-height: 1.25;
  margin: 0 0 16px 0;
  letter-spacing: -0.02em;
}

.usk-tool .usk-hero-desc {
  font-size: 15px;
  color: rgba(255,255,255,0.82);
  line-height: 1.65;
  margin: 0 0 28px 0;
  max-width: 640px;
}

.usk-tool .usk-hero-stats {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.usk-tool .usk-hero-stat {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.usk-tool .usk-stat-number {
  font-size: 24px;
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1;
}

.usk-tool .usk-stat-label {
  font-size: 11px;
  color: rgba(255,255,255,0.65);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* ============================================================
   SECTION COMMON
   ============================================================ */
.usk-tool .usk-section-title {
  font-size: clamp(18px, 3vw, 22px);
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 8px 0;
  line-height: 1.3;
}

.usk-tool .usk-section-desc {
  font-size: 14px;
  color: var(--usk-text-muted);
  margin: 0 0 24px 0;
  line-height: 1.6;
}

.usk-tool .usk-section-label {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  color: var(--usk-primary);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 14px;
}

/* ============================================================
   KEY FACTS SECTION
   ============================================================ */
.usk-tool .usk-key-facts {
  margin-bottom: 40px;
}

.usk-tool .usk-facts-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(170px, 1fr));
  gap: 14px;
}

.usk-tool .usk-fact-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 18px 16px;
  text-align: center;
  box-shadow: var(--usk-shadow);
  transition: transform var(--usk-transition), box-shadow var(--usk-transition);
}

.usk-tool .usk-fact-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--usk-shadow-md);
}

.usk-tool .usk-fact-icon {
  font-size: 22px;
  margin-bottom: 8px;
}

.usk-tool .usk-fact-title {
  font-size: 11px;
  font-weight: 600;
  color: var(--usk-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 6px;
}

.usk-tool .usk-fact-value {
  font-size: 20px;
  font-weight: 800;
  color: var(--usk-primary);
  line-height: 1.1;
  margin-bottom: 4px;
}

.usk-tool .usk-fact-note {
  font-size: 11px;
  color: var(--usk-text-light);
  line-height: 1.4;
}

/* ============================================================
   AUDIENCE SECTION
   ============================================================ */
.usk-tool .usk-audience {
  margin-bottom: 40px;
}

.usk-tool .usk-audience-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 16px;
}

.usk-tool .usk-audience-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 20px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-audience-icon {
  font-size: 24px;
  margin-bottom: 10px;
}

.usk-tool .usk-audience-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--usk-navy);
  margin-bottom: 6px;
}

.usk-tool .usk-audience-card p {
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.6;
  margin: 0;
}

/* ============================================================
   CALCULATOR FORM
   ============================================================ */
.usk-tool .usk-calculator-section {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius);
  padding: 36px 32px;
  margin-bottom: 32px;
  box-shadow: var(--usk-shadow-md);
}

.usk-tool .usk-calc-form {
  margin-top: 20px;
}

/* Form groups */
.usk-tool .usk-form-group {
  margin-bottom: 22px;
}

.usk-tool .usk-label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--usk-navy);
  margin-bottom: 7px;
  line-height: 1.4;
}

.usk-tool .usk-label-mt {
  margin-top: 16px;
}

/* Inputs */
.usk-tool .usk-input {
  display: block;
  width: 100%;
  height: 50px;
  padding: 0 16px;
  font-size: 15px;
  font-family: var(--usk-font);
  color: var(--usk-navy);
  background: var(--usk-bg);
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  outline: none;
  transition: border-color var(--usk-transition), box-shadow var(--usk-transition), background var(--usk-transition);
  -webkit-appearance: none;
  appearance: none;
}

.usk-tool .usk-input:focus {
  border-color: var(--usk-primary);
  background: var(--usk-white);
  box-shadow: 0 0 0 3px rgba(29, 78, 216, 0.12);
}

.usk-tool .usk-input::placeholder {
  color: var(--usk-text-light);
}

.usk-tool .usk-input.usk-input-error {
  border-color: var(--usk-error);
  background: #FFF5F5;
}

.usk-tool .usk-input.usk-input-error:focus {
  box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.10);
}

/* Input with icon */
.usk-tool .usk-input-with-icon {
  position: relative;
}

.usk-tool .usk-input-icon {
  position: absolute;
  left: 16px !important;
  top: 50%;
  transform: translateY(-50%);
  font-size: 15px;
  color: var(--usk-text-muted);
  pointer-events: none;
  z-index: 1;
  font-style: normal;
}

.usk-tool .usk-input-with-icon input {
  padding-left: 38px !important;
}

/* Select */
.usk-tool .usk-select {
  display: block;
  width: 100%;
  height: 50px !important;
  padding: 0 40px 0 16px !important;
  font-size: 15px !important;
  font-family: var(--usk-font) !important;
  color: var(--usk-navy) !important;
  background-color: var(--usk-bg) !important;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E") !important;
  background-repeat: no-repeat !important;
  background-position: right 14px center !important;
  background-size: 16px !important;
  border: 1.5px solid var(--usk-border) !important;
  border-radius: var(--usk-radius-sm) !important;
  outline: none !important;
  -webkit-appearance: none !important;
  appearance: none !important;
  cursor: pointer;
  transition: border-color var(--usk-transition), box-shadow var(--usk-transition);
}

.usk-tool .usk-select:focus {
  border-color: var(--usk-primary) !important;
  background-color: var(--usk-white) !important;
  box-shadow: 0 0 0 3px rgba(29, 78, 216, 0.12) !important;
}

/* Toggle group (pay type) */
.usk-tool .usk-toggle-group {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.usk-tool .usk-toggle-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0 24px;
  height: 50px;
  border: 2px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  background: var(--usk-bg);
  color: var(--usk-text-muted);
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--usk-transition);
  user-select: none;
  min-width: 120px;
}

.usk-tool .usk-toggle-btn input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
  pointer-events: none;
}

.usk-tool .usk-toggle-btn--active,
.usk-tool .usk-toggle-btn:has(input:checked) {
  border-color: var(--usk-primary);
  background: rgba(29, 78, 216, 0.07);
  color: var(--usk-primary);
}

.usk-tool .usk-toggle-btn:hover {
  border-color: var(--usk-primary);
  color: var(--usk-primary);
}

/* Help text and errors */
.usk-tool .usk-help-text {
  display: block;
  font-size: 12px;
  color: var(--usk-text-light);
  margin-top: 5px;
  line-height: 1.5;
}

.usk-tool .usk-field-error {
  display: block;
  font-size: 12px;
  color: var(--usk-error);
  margin-top: 5px;
  font-weight: 500;
  line-height: 1.5;
}

/* Accordion */
.usk-tool .usk-accordion-trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 14px 18px;
  background: var(--usk-bg);
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  font-size: 14px;
  font-weight: 600;
  color: var(--usk-navy);
  cursor: pointer;
  text-align: left;
  transition: all var(--usk-transition);
  font-family: var(--usk-font);
}

.usk-tool .usk-accordion-trigger:hover {
  border-color: var(--usk-primary);
  background: rgba(29, 78, 216, 0.04);
  color: var(--usk-primary);
}

.usk-tool .usk-accordion-trigger[aria-expanded="true"] {
  border-color: var(--usk-primary);
  background: rgba(29, 78, 216, 0.06);
  color: var(--usk-primary);
  border-radius: var(--usk-radius-sm) var(--usk-radius-sm) 0 0;
}

.usk-tool .usk-accordion-icon {
  font-size: 18px;
  font-weight: 400;
  line-height: 1;
  flex-shrink: 0;
  margin-left: 8px;
}

.usk-tool .usk-accordion-panel {
  border: 1.5px solid var(--usk-primary);
  border-top: none;
  border-radius: 0 0 var(--usk-radius-sm) var(--usk-radius-sm);
  overflow: hidden;
}

.usk-tool .usk-accordion-inner {
  padding: 20px;
  background: rgba(29, 78, 216, 0.02);
}

.usk-tool .usk-accordion-inner .usk-form-group:last-child {
  margin-bottom: 0;
}

/* Submit button */
.usk-tool .usk-form-actions {
  margin-top: 28px;
}

.usk-tool .usk-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 54px;
  padding: 0 32px;
  font-size: 15px;
  font-weight: 700;
  font-family: var(--usk-font);
  border-radius: var(--usk-radius-sm);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--usk-transition);
  white-space: nowrap;
  text-decoration: none !important;
  line-height: 1;
}

.usk-tool .usk-btn:focus-visible {
  outline: 3px solid var(--usk-primary);
  outline-offset: 2px;
}

.usk-tool .usk-btn-primary {
  background: var(--usk-primary);
  color: var(--usk-white);
  border-color: var(--usk-primary);
  width: 100%;
  font-size: 16px;
  height: 56px;
}

.usk-tool .usk-btn-primary:hover:not(:disabled) {
  background: var(--usk-primary-hover);
  border-color: var(--usk-primary-hover);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(29, 78, 216, 0.28);
}

.usk-tool .usk-btn-primary:active:not(:disabled) {
  transform: translateY(0);
  box-shadow: none;
}

.usk-tool .usk-btn-primary:disabled {
  opacity: 0.65;
  cursor: not-allowed;
  transform: none;
}

.usk-tool .usk-btn-outline {
  background: var(--usk-white);
  color: var(--usk-primary);
  border-color: var(--usk-border);
}

.usk-tool .usk-btn-outline:hover {
  border-color: var(--usk-primary);
  background: rgba(29, 78, 216, 0.05);
}

.usk-tool .usk-btn-sm {
  height: 38px;
  padding: 0 16px;
  font-size: 13px;
  font-weight: 600;
}

/* Spinner */
.usk-tool .usk-btn-spinner {
  width: 18px;
  height: 18px;
  border: 2.5px solid rgba(255,255,255,0.35);
  border-top-color: #FFFFFF;
  border-radius: 50%;
  animation: usk-spin 0.7s linear infinite;
  flex-shrink: 0;
}

@keyframes usk-spin {
  to { transform: rotate(360deg); }
}

/* Global error */
.usk-tool .usk-global-error {
  background: #FFF5F5;
  border: 1.5px solid var(--usk-error);
  border-radius: var(--usk-radius-sm);
  color: var(--usk-error);
  padding: 14px 18px;
  font-size: 14px;
  font-weight: 500;
  margin-bottom: 20px;
  line-height: 1.5;
}

/* ============================================================
   RESULTS
   ============================================================ */
.usk-tool .usk-results-wrapper {
  margin-bottom: 40px;
  animation: usk-fade-in 0.35s ease;
}

@keyframes usk-fade-in {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}

.usk-tool .usk-results-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 22px;
}

.usk-tool .usk-results-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0;
}

.usk-tool .usk-results-actions {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

/* Net pay highlight */
.usk-tool .usk-result-highlight {
  background: linear-gradient(135deg, #ECFDF5 0%, #D1FAE5 100%);
  border: 2px solid #10B981;
  border-radius: var(--usk-radius);
  padding: 28px 32px;
  text-align: center;
  margin-bottom: 24px;
}

.usk-tool .usk-highlight-label {
  font-size: 13px;
  font-weight: 600;
  color: #065F46;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 10px;
}

.usk-tool .usk-highlight-value {
  font-size: clamp(36px, 8vw, 56px);
  font-weight: 900;
  color: #059669;
  line-height: 1;
  letter-spacing: -0.03em;
  margin-bottom: 8px;
}

.usk-tool .usk-highlight-sub {
  font-size: 13px;
  color: #047857;
  font-weight: 500;
}

/* Summary cards */
.usk-tool .usk-summary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
  gap: 12px;
  margin-bottom: 24px;
}

.usk-tool .usk-summary-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 16px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-summary-card--tax { border-top: 3px solid var(--usk-error); }
.usk-tool .usk-summary-card--fica { border-top: 3px solid var(--usk-primary); }
.usk-tool .usk-summary-card--state { border-top: 3px solid #6366F1; }
.usk-tool .usk-summary-card--default { border-top: 3px solid var(--usk-success); }

.usk-tool .usk-summary-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--usk-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 6px;
}

.usk-tool .usk-summary-value {
  font-size: 18px;
  font-weight: 800;
  color: var(--usk-navy);
  line-height: 1.1;
  margin-bottom: 4px;
}

.usk-tool .usk-summary-note {
  font-size: 11px;
  color: var(--usk-text-light);
  line-height: 1.4;
}

/* Breakdown table card */
.usk-tool .usk-breakdown-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius);
  overflow: hidden;
  margin-bottom: 24px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-breakdown-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--usk-navy);
  padding: 18px 22px 14px;
  margin: 0;
  border-bottom: 1px solid var(--usk-border);
}

.usk-tool .usk-breakdown-table-wrapper {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.usk-tool .usk-breakdown-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  min-width: 420px;
}

.usk-tool .usk-breakdown-table thead tr {
  background: #F1F5F9;
}

.usk-tool .usk-breakdown-table th {
  padding: 11px 16px;
  font-size: 11px;
  font-weight: 700;
  color: var(--usk-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  text-align: left;
  white-space: nowrap;
}

.usk-tool .usk-breakdown-table td {
  padding: 12px 16px;
  border-top: 1px solid var(--usk-border);
  color: var(--usk-text);
  vertical-align: middle;
}

.usk-tool .usk-breakdown-table tbody tr:hover {
  background: #F8FAFC;
}

/* Row type colors */
.usk-tool .usk-breakdown-table .usk-row-gross td { font-weight: 700; color: var(--usk-navy); }
.usk-tool .usk-breakdown-table .usk-row-tax td:first-child { color: var(--usk-error); font-weight: 500; }
.usk-tool .usk-breakdown-table .usk-row-fica td:first-child { color: var(--usk-primary); font-weight: 500; }
.usk-tool .usk-breakdown-table .usk-row-state td:first-child { color: #6366F1; font-weight: 500; }
.usk-tool .usk-breakdown-table .usk-row-pretax td:first-child { color: var(--usk-warning); font-weight: 500; }
.usk-tool .usk-breakdown-table .usk-row-posttax td:first-child { color: var(--usk-text-muted); font-weight: 500; }
.usk-tool .usk-breakdown-table .usk-row-net td {
  font-weight: 800;
  color: var(--usk-success);
  background: #F0FDF4;
  font-size: 15px;
}

/* Chart */
.usk-tool .usk-chart-section {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius);
  padding: 24px;
  margin-bottom: 24px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-chart-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 20px 0;
}

.usk-tool .usk-chart-container {
  max-width: 420px;
  margin: 0 auto;
  position: relative;
}

.usk-tool .usk-chart-fallback-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}

.usk-tool .usk-chart-fallback-table th,
.usk-tool .usk-chart-fallback-table td {
  padding: 8px 12px;
  border-bottom: 1px solid var(--usk-border);
  text-align: left;
}

.usk-tool .usk-chart-fallback-table th {
  font-weight: 700;
  background: #F1F5F9;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* Insights */
.usk-tool .usk-insights-section {
  margin-bottom: 24px;
}

.usk-tool .usk-insights-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 14px 0;
}

.usk-tool .usk-insights-grid {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.usk-tool .usk-insight-card {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 16px 18px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-insight-card.usk-insight--success { border-left: 4px solid var(--usk-success); }
.usk-tool .usk-insight-card.usk-insight--warning { border-left: 4px solid var(--usk-warning); }
.usk-tool .usk-insight-card.usk-insight--info    { border-left: 4px solid var(--usk-info); }
.usk-tool .usk-insight-card.usk-insight--tip     { border-left: 4px solid var(--usk-primary); }

.usk-tool .usk-insight-icon {
  font-size: 20px;
  flex-shrink: 0;
  margin-top: 1px;
}

.usk-tool .usk-insight-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--usk-navy);
  margin-bottom: 4px;
}

.usk-tool .usk-insight-text {
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.6;
}

/* Effective rates */
.usk-tool .usk-effective-rates-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius);
  padding: 22px 24px;
  margin-bottom: 24px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-effective-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 18px 0;
}

.usk-tool .usk-effective-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 14px;
  margin-bottom: 12px;
}

.usk-tool .usk-effective-item {
  background: var(--usk-bg);
  border-radius: var(--usk-radius-sm);
  padding: 14px 16px;
  border: 1px solid var(--usk-border);
}

.usk-tool .usk-effective-item--total {
  border-color: var(--usk-primary);
  background: rgba(29, 78, 216, 0.04);
}

.usk-tool .usk-effective-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--usk-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 6px;
}

.usk-tool .usk-effective-value {
  font-size: 22px;
  font-weight: 800;
  color: var(--usk-navy);
  line-height: 1.1;
  margin-bottom: 3px;
}

.usk-tool .usk-effective-item--total .usk-effective-value {
  color: var(--usk-primary);
}

.usk-tool .usk-effective-note {
  font-size: 11px;
  color: var(--usk-text-light);
}

.usk-tool .usk-effective-note-bottom {
  font-size: 12px;
  color: var(--usk-text-light);
  margin: 0;
  line-height: 1.5;
}

/* Results disclaimer */
.usk-tool .usk-results-disclaimer {
  font-size: 12px;
  color: var(--usk-text-light);
  background: #F1F5F9;
  border-radius: var(--usk-radius-sm);
  padding: 12px 16px;
  line-height: 1.6;
  margin-top: 8px;
}

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.usk-tool .usk-how-it-works {
  margin-bottom: 40px;
}

.usk-tool .usk-steps-list {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: 20px;
}

.usk-tool .usk-step {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  padding: 18px 0;
  border-bottom: 1px solid var(--usk-border);
}

.usk-tool .usk-step:last-child {
  border-bottom: none;
}

.usk-tool .usk-step-num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--usk-primary);
  color: var(--usk-white);
  font-size: 14px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.usk-tool .usk-step-content {
  flex: 1;
}

.usk-tool .usk-step-content strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: var(--usk-navy);
  margin-bottom: 5px;
}

.usk-tool .usk-step-content p {
  font-size: 14px;
  color: var(--usk-text-muted);
  line-height: 1.65;
  margin: 0;
}

/* ============================================================
   KEY INFORMATION
   ============================================================ */
.usk-tool .usk-key-info {
  margin-bottom: 40px;
}

.usk-tool .usk-info-blocks {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 20px;
}

.usk-tool .usk-info-block {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 22px 24px;
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-info-block h3 {
  font-size: 16px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 10px 0;
}

.usk-tool .usk-info-block p {
  font-size: 14px;
  color: var(--usk-text-muted);
  line-height: 1.7;
  margin: 0;
}

/* ============================================================
   EXAMPLES
   ============================================================ */
.usk-tool .usk-examples {
  margin-bottom: 40px;
}

.usk-tool .usk-examples-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 18px;
  margin: 20px 0;
}

.usk-tool .usk-example-card {
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 22px;
  box-shadow: var(--usk-shadow);
  transition: box-shadow var(--usk-transition);
}

.usk-tool .usk-example-card:hover {
  box-shadow: var(--usk-shadow-md);
}

.usk-tool .usk-example-label {
  display: inline-block;
  font-size: 10px;
  font-weight: 700;
  color: var(--usk-primary);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  background: rgba(29, 78, 216, 0.08);
  border-radius: 4px;
  padding: 3px 8px;
  margin-bottom: 10px;
}

.usk-tool .usk-example-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--usk-navy);
  margin: 0 0 14px 0;
}

.usk-tool .usk-example-details {
  list-style: none;
  padding: 0;
  margin: 0 0 14px 0;
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.7;
}

.usk-tool .usk-example-details li {
  padding: 3px 0;
  border-bottom: 1px dashed var(--usk-border);
}

.usk-tool .usk-example-details li:last-child {
  border-bottom: none;
}

.usk-tool .usk-example-result {
  background: #F0FDF4;
  border: 1px solid #A7F3D0;
  border-radius: var(--usk-radius-sm);
  padding: 10px 14px;
  font-size: 14px;
  font-weight: 700;
  color: #047857;
  text-align: center;
}

.usk-tool .usk-examples-note {
  font-size: 13px;
  color: var(--usk-text-muted);
  line-height: 1.6;
  margin: 0;
}

/* ============================================================
   FAQ
   ============================================================ */
.usk-tool .usk-faq {
  margin-bottom: 40px;
}

.usk-tool .usk-faq-list {
  margin-top: 20px;
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius);
  overflow: hidden;
}

.usk-tool .usk-faq-item {
  border-bottom: 1px solid var(--usk-border);
}

.usk-tool .usk-faq-item:last-child {
  border-bottom: none;
}

.usk-tool .usk-faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 18px 22px;
  background: var(--usk-white);
  border: none;
  font-size: 14px;
  font-weight: 600;
  color: var(--usk-navy);
  text-align: left;
  cursor: pointer;
  font-family: var(--usk-font);
  gap: 14px;
  transition: background var(--usk-transition), color var(--usk-transition);
  line-height: 1.4;
}

.usk-tool .usk-faq-question:hover {
  background: #F8FAFC;
  color: var(--usk-primary);
}

.usk-tool .usk-faq-question[aria-expanded="true"] {
  background: rgba(29, 78, 216, 0.04);
  color: var(--usk-primary);
}

.usk-tool .usk-faq-icon {
  font-size: 18px;
  font-weight: 400;
  flex-shrink: 0;
  color: var(--usk-text-muted);
}

.usk-tool .usk-faq-answer {
  padding: 0 22px 18px;
  background: rgba(29, 78, 216, 0.02);
}

.usk-tool .usk-faq-answer p {
  font-size: 14px;
  color: var(--usk-text-muted);
  line-height: 1.7;
  margin: 0;
}

/* ============================================================
   DATA SOURCES
   ============================================================ */
.usk-tool .usk-sources {
  margin-bottom: 32px;
}

.usk-tool .usk-sources-list {
  list-style: none;
  padding: 0;
  margin: 16px 0 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.usk-tool .usk-sources-list li {
  font-size: 13px;
  color: var(--usk-text-muted);
  padding: 14px 16px;
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  line-height: 1.6;
}

.usk-tool .usk-sources-list strong {
  color: var(--usk-navy);
  display: block;
  margin-bottom: 3px;
}

.usk-tool .usk-external-link::after {
  content: ' ↗';
  font-size: 11px;
}

/* ============================================================
   PRIVACY SECTION
   ============================================================ */
.usk-tool .usk-privacy {
  margin-bottom: 32px;
}

.usk-tool .usk-privacy-box {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  background: #F0FDF4;
  border: 1px solid #A7F3D0;
  border-radius: var(--usk-radius-sm);
  padding: 22px 24px;
  margin-top: 16px;
}

.usk-tool .usk-privacy-icon {
  font-size: 28px;
  flex-shrink: 0;
}

.usk-tool .usk-privacy-content p {
  font-size: 14px;
  color: #065F46;
  line-height: 1.65;
  margin: 0 0 8px 0;
}

.usk-tool .usk-privacy-content p:last-child {
  margin-bottom: 0;
}

/* ============================================================
   TRUST / DEVELOPER SECTION
   ============================================================ */
.usk-tool .usk-trust {
  margin-bottom: 40px;
}

.usk-tool .usk-trust-card {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  background: var(--usk-white);
  border: 1px solid var(--usk-border);
  border-radius: var(--usk-radius);
  padding: 26px 28px;
  box-shadow: var(--usk-shadow);
  margin-top: 16px;
  border-left: 4px solid var(--usk-primary);
}

.usk-tool .usk-trust-avatar {
  flex-shrink: 0;
}

.usk-tool .usk-trust-img {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--usk-border);
  display: block;
}

.usk-tool .usk-trust-details {
  flex: 1;
  min-width: 0;
}

.usk-tool .usk-trust-name {
  font-size: 17px;
  font-weight: 800;
  color: var(--usk-navy);
  margin-bottom: 3px;
}

.usk-tool .usk-trust-link {
  color: var(--usk-primary);
  text-decoration: none;
}

.usk-tool .usk-trust-link:hover {
  text-decoration: underline;
}

.usk-tool .usk-trust-role {
  font-size: 12px;
  font-weight: 600;
  color: var(--usk-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 10px;
}

.usk-tool .usk-trust-statement {
  font-size: 14px;
  color: var(--usk-text-muted);
  line-height: 1.65;
  margin: 0 0 10px 0;
}

.usk-tool .usk-trust-meta {
  font-size: 12px;
  color: var(--usk-text-light);
}

.usk-tool .usk-trust-sep {
  margin: 0 4px;
}

/* ============================================================
   RELATED TOOLS
   ============================================================ */
.usk-tool .usk-related-tools {
  margin-bottom: 20px;
}

.usk-tool .usk-related-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 14px;
  margin-top: 20px;
}

.usk-tool .usk-related-card {
  display: block;
  background: var(--usk-white);
  border: 1.5px solid var(--usk-border);
  border-radius: var(--usk-radius-sm);
  padding: 18px 18px 16px;
  text-decoration: none !important;
  transition: all var(--usk-transition);
  box-shadow: var(--usk-shadow);
}

.usk-tool .usk-related-card:hover {
  border-color: var(--usk-primary);
  transform: translateY(-2px);
  box-shadow: var(--usk-shadow-md);
}

.usk-tool .usk-related-icon {
  font-size: 22px;
  margin-bottom: 8px;
}

.usk-tool .usk-related-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--usk-navy);
  margin-bottom: 4px;
  line-height: 1.3;
}

.usk-tool .usk-related-desc {
  font-size: 12px;
  color: var(--usk-text-muted);
  line-height: 1.5;
}

/* ============================================================
   MOBILE RESPONSIVE
   ============================================================ */

/* Tablet — 768px */
@media (max-width: 768px) {

  .usk-tool .usk-hero {
    padding: 32px 22px 30px;
    border-radius: 10px;
  }

  .usk-tool .usk-hero-subtitle {
    font-size: 22px;
  }

  .usk-tool .usk-hero-desc {
    font-size: 14px;
  }

  .usk-tool .usk-hero-stats {
    gap: 16px;
  }

  .usk-tool .usk-stat-number {
    font-size: 20px;
  }

  .usk-tool .usk-facts-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .usk-tool .usk-audience-grid {
    grid-template-columns: 1fr 1fr;
  }

  .usk-tool .usk-calculator-section {
    padding: 24px 18px;
  }

  .usk-tool .usk-results-header {
    flex-direction: column;
    align-items: flex-start;
  }

  .usk-tool .usk-results-actions {
    gap: 6px;
  }

  .usk-tool .usk-btn-sm {
    height: 36px;
    padding: 0 12px;
    font-size: 12px;
  }

  .usk-tool .usk-highlight-value {
    font-size: 38px;
  }

  .usk-tool .usk-summary-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .usk-tool .usk-examples-grid {
    grid-template-columns: 1fr;
  }

  .usk-tool .usk-effective-grid {
    grid-template-columns: 1fr 1fr;
  }

  .usk-tool .usk-related-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .usk-tool .usk-trust-card {
    flex-direction: column;
    gap: 14px;
    padding: 20px;
  }

  .usk-tool .usk-privacy-box {
    flex-direction: column;
    gap: 12px;
    padding: 18px;
  }

  .usk-tool .usk-info-block {
    padding: 18px;
  }

  .usk-tool .usk-result-highlight {
    padding: 22px 18px;
  }

  .usk-tool .usk-chart-container {
    max-width: 100%;
  }
}

/* Mobile — 480px */
@media (max-width: 480px) {

  .usk-tool {
    padding: 0 0 32px 0;
  }

  .usk-tool .usk-hero {
    padding: 26px 16px 24px;
    border-radius: 8px;
    margin-bottom: 20px;
  }

  .usk-tool .usk-hero-subtitle {
    font-size: 19px;
  }

  .usk-tool .usk-hero-badge {
    font-size: 11px;
    padding: 4px 10px;
  }

  .usk-tool .usk-hero-stats {
    gap: 14px;
  }

  .usk-tool .usk-stat-number {
    font-size: 18px;
  }

  .usk-tool .usk-facts-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
  }

  .usk-tool .usk-fact-value {
    font-size: 17px;
  }

  .usk-tool .usk-audience-grid {
    grid-template-columns: 1fr;
  }

  .usk-tool .usk-calculator-section {
    padding: 18px 14px;
    border-radius: 8px;
  }

  .usk-tool .usk-section-title {
    font-size: 17px;
  }

  .usk-tool .usk-input {
    height: 48px;
    font-size: 16px; /* Prevents iOS zoom */
  }

  .usk-tool .usk-select {
    height: 48px !important;
    font-size: 16px !important; /* Prevents iOS zoom */
  }

  .usk-tool .usk-toggle-btn {
    height: 48px;
    min-width: 100px;
    font-size: 13px;
    padding: 0 16px;
  }

  .usk-tool .usk-btn-primary {
    height: 52px;
    font-size: 15px;
  }

  .usk-tool .usk-highlight-value {
    font-size: 32px;
  }

  .usk-tool .usk-summary-grid {
    grid-template-columns: 1fr 1fr;
    gap: 8px;
  }

  .usk-tool .usk-summary-value {
    font-size: 16px;
  }

  .usk-tool .usk-effective-grid {
    grid-template-columns: 1fr;
  }

  .usk-tool .usk-results-actions {
    width: 100%;
    justify-content: flex-start;
  }

  .usk-tool .usk-btn-sm {
    flex: 1;
    justify-content: center;
    font-size: 11px;
    padding: 0 8px;
  }

  .usk-tool .usk-breakdown-table {
    font-size: 12px;
  }

  .usk-tool .usk-breakdown-table th,
  .usk-tool .usk-breakdown-table td {
    padding: 10px 10px;
  }

  .usk-tool .usk-step {
    gap: 12px;
  }

  .usk-tool .usk-step-num {
    width: 30px;
    height: 30px;
    font-size: 12px;
  }

  .usk-tool .usk-faq-question {
    padding: 15px 16px;
    font-size: 13px;
  }

  .usk-tool .usk-faq-answer {
    padding: 0 16px 15px;
  }

  .usk-tool .usk-related-grid {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .usk-tool .usk-related-card {
    padding: 14px 12px;
  }

  .usk-tool .usk-related-title {
    font-size: 12px;
  }

  .usk-tool .usk-related-desc {
    font-size: 11px;
  }

  .usk-tool .usk-trust-card {
    padding: 16px;
  }

  .usk-tool .usk-trust-img {
    width: 52px;
    height: 52px;
  }

  .usk-tool .usk-sources-list li {
    font-size: 12px;
    padding: 12px 14px;
  }

  .usk-tool .usk-accordion-trigger {
    padding: 12px 14px;
    font-size: 13px;
  }

  .usk-tool .usk-accordion-inner {
    padding: 14px;
  }
}

/* ============================================================
   PRINT STYLES
   ============================================================ */
@media print {
  .usk-tool .usk-hero,
  .usk-tool .usk-key-facts,
  .usk-tool .usk-audience,
  .usk-tool .usk-calculator-section,
  .usk-tool .usk-how-it-works,
  .usk-tool .usk-key-info,
  .usk-tool .usk-examples,
  .usk-tool .usk-faq,
  .usk-tool .usk-sources,
  .usk-tool .usk-privacy,
  .usk-tool .usk-related-tools,
  .usk-tool .usk-chart-section,
  .usk-tool .usk-results-actions {
    display: none !important;
  }

  .usk-tool .usk-results-wrapper {
    display: block !important;
  }

  .usk-tool .usk-result-highlight {
    background: #F0FDF4 !important;
    -webkit-print-color-adjust: exact;
    print-color-adjust: exact;
  }

  .usk-tool .usk-breakdown-table {
    min-width: unset;
    width: 100%;
    font-size: 11px;
  }

  .usk-tool .usk-breakdown-table th,
  .usk-tool .usk-breakdown-table td {
    padding: 7px 10px;
  }

  .usk-tool .usk-trust-card {
    display: flex !important;
    page-break-inside: avoid;
  }

  .usk-tool .usk-results-disclaimer {
    display: block !important;
  }

  .usk-tool * {
    box-shadow: none !important;
    text-shadow: none !important;
  }
}