The calculator converts your hourly rate and weekly hours or your salary into annual gross pay using your chosen pay frequency. For quick conversions between hourly and salary you can also use the hourly to salary calculator or salary to hourly calculator.

Next, the tool subtracts any pre-tax deductions you enter, such as traditional 401(k), health insurance, FSA, HSA and other cafeteria plan benefits. These amounts typically reduce both federal taxable income and Arkansas taxable income, which lowers income tax withheld from each paycheck.

The calculator annualizes your taxable wages, applies the correct 2026 IRS income tax brackets for your filing status and allowance settings, and then converts that result back to a per paycheck federal withholding amount using the Publication 15-T percentage method.

Arkansas state income tax withholding is then estimated using 2026 Arkansas brackets and your state allowances. The tool starts from federal-style taxable wages, applies Arkansas adjustments and exemptions, and calculates state income tax withheld per paycheck.

Social Security tax is calculated at 6.2 percent of wages up to the 176,100 dollar 2026 wage base. Medicare tax is 1.45 percent of all wages, with an extra 0.9 percent surtax applied when wages exceed the federal thresholds. These FICA rules apply to Arkansas paychecks the same way they apply in other states.

Finally, any post-tax deductions you enter, such as Roth 401(k) contributions or other after-tax amounts, are subtracted from your remaining pay. The result is your estimated net take-home pay per paycheck and per year as an Arkansas employee.