Gross Pay Calculator USA 2026 – Calculate Earnings Before Taxes
Gross Pay Calculator USA 2026 – Calculate Total Earnings Before Taxes
Calculate Your Total Gross Pay Before Any Deductions
Enter your hourly rate or salary, hours worked, overtime, tips, commissions, and bonuses. Get your exact gross pay per paycheck and annually in seconds. Built for US hourly and salaried workers in 2026.
Calculates gross pay from your hourly rate and regular hours, or from your annual salary.
Supports FLSA 1.5x overtime, double time (2x), and custom overtime rates for all weekly hours over threshold.
Include tip income per period. Tips are taxable wages and must be reported to your employer under IRS rules.
Add commission income earned per pay period. Commissions are included in gross pay for payroll tax purposes.
Include bonus income paid in this period. Bonuses are supplemental wages and part of your gross pay.
Weekly, biweekly, semimonthly, and monthly pay schedules all supported with annual projections.
See gross pay split by regular wages, overtime, tips, commission, and bonus in a clear table.
Download a full gross pay report with all income sources as a PDF for your records or HR department.
Calculate gross pay from your hourly rate and actual hours worked, including overtime at the correct rate.
See your gross pay per paycheck based on your annual salary and pay schedule.
Add your tipped wages to your hourly base pay to get your total gross pay per period.
Include commission or bonus income to see your full gross earnings before taxes.
Choose hourly worker or salaried employee, then select your pay frequency. This tells the calculator how to compute your per-period gross pay.
For hourly workers, enter your rate and hours. For salaried employees, enter your annual salary. Overtime fields appear for hourly workers with selectable rate types.
Optionally include tips, commission, and bonus income earned this pay period. All are added to your base wages to get total gross pay.
Get your gross pay per paycheck broken down by each income source, your annual gross projection, and a pay frequency comparison table.
Hourly Rate x Regular Hours
Hourly Rate x 1.5 x Overtime Hours
Hourly Rate x 2.0 x Overtime Hours
Annual Salary / Pay Periods Per Year
Regular Pay + Overtime + Tips + Commission + Bonus
Total Gross Pay Per Period x Pay Periods Per Year
Total Gross Pay / Total Hours Worked This Period
Federal overtime rules: The FLSA requires non-exempt employees to receive at least 1.5x their regular rate for all hours worked beyond 40 in a single workweek. Some states (such as California) apply daily overtime rules as well. Salaried exempt employees are generally not entitled to overtime pay. Source: US Department of Labor FLSA guidelines.
Gross Pay vs Net Pay
Gross pay is your total earnings before any deductions. Net pay, or take-home pay, is what remains after federal income tax, FICA, state taxes, and deductions are subtracted. The gap between the two depends on your income level, state, and deductions. To calculate your net pay, use the paycheck calculator or gross to net calculator.
Federal Overtime Rules (FLSA 2026)
Under the Fair Labor Standards Act, non-exempt hourly employees must receive at least 1.5x their regular rate for hours worked beyond 40 in one workweek. Some states like California, Alaska, and Nevada require daily overtime for hours over 8 in a single day. Salaried exempt employees are generally not eligible for overtime. Check your state labor department for state-specific rules.
Are Tips Part of Gross Pay?
Yes. The IRS classifies tip income as taxable wages. All tips must be reported to your employer if you receive $20 or more per month. Tipped employees in some states may have a lower state minimum cash wage rate (such as $2.13/hour federally), but total wages including tips must meet the applicable minimum wage. Tips are fully included in your gross pay.
Commissions and Bonuses
Commissions and bonuses are supplemental wages under IRS rules. They are included in gross pay and are subject to federal income tax, FICA, and state income tax just like regular wages. Employers may withhold supplemental wages at a flat 22% federal rate or may aggregate them with your regular wages. Either way, they add directly to your gross pay. Use the bonus paycheck calculator for detailed bonus tax estimates.
Salaried Employee Gross Pay
For salaried workers, gross pay per period is simply the annual salary divided by the number of pay periods. Biweekly workers divide by 26, semimonthly by 24, monthly by 12. Use our salary calculator to convert annual salary to any pay frequency, or the salary to hourly calculator to find the equivalent hourly rate.
Gross Pay and Payroll Taxes
Your gross pay is the base for calculating payroll taxes. Social Security is 6.2% on gross wages up to $184,500 in 2026. Medicare is 1.45% on all gross wages with no cap. Federal income tax withholding is based on your gross pay minus pre-tax deductions and your W-4 filing status. To see your full deduction breakdown, use the payroll tax calculator.
These examples show gross pay calculations using common US worker scenarios. All figures are before taxes and deductions.
Overtime at $19.00 x 1.5 = $28.50/hr x 6 hrs. Annual projection at this rate: $43,966.
Tips make up 65% of gross pay here. Tips are taxable wages under IRS rules and must be reported.
Variable income from commissions and bonuses can significantly boost gross pay each period.
Salaried exempt employees receive a fixed gross pay per period, plus any supplemental wages like bonuses.
Gross pay is your total earnings before any taxes or deductions are withheld. It includes all income sources: regular wages, overtime pay, tips, commissions, and bonuses. Gross pay is the number shown on your pay stub before taxes, Social Security, Medicare, and any other deductions are subtracted.
For hourly workers, gross pay equals your regular hourly rate multiplied by regular hours worked, plus overtime pay. Under the federal FLSA, overtime is paid at 1.5x your regular rate for hours beyond 40 in a workweek. Some states require daily overtime for hours over 8 per day. Add tips, commissions, and bonuses for total gross pay.
For salaried employees, gross pay per period equals the annual salary divided by the number of pay periods per year. Weekly pay: divide by 52. Biweekly: divide by 26. Semimonthly: divide by 24. Monthly: divide by 12. Any bonuses or commissions earned that period are added to get total gross pay. For more pay conversions, see the salary calculator.
Under the FLSA, non-exempt employees must receive at least 1.5 times their regular rate of pay for all hours worked beyond 40 in a single workweek. For example, if your regular rate is $20/hour, your overtime rate is at least $30/hour. Some states and employers pay double time (2x) for certain overtime hours. The FLSA does not require daily overtime, but some states do.
Yes. The IRS classifies tips as taxable wages. All tip income must be reported to your employer if you earn $20 or more in tips per month. Employers include reported tips in gross wages for payroll tax calculations. Cash tips, credit card tips, and tip pools are all reportable. Unreported tip income is still taxable income and can result in penalties.
Gross pay is total earnings before deductions. Net pay is what you actually receive after federal income tax, Social Security (6.2%), Medicare (1.45%), state income tax, and any pre-tax or post-tax deductions are subtracted. The difference between gross and net is typically 20% to 40% depending on your income, state, and deductions. Calculate your net pay with the paycheck calculator.
Multiply your hourly rate by your regular weekly hours, then multiply by 52. For example, $18/hour x 40 hours x 52 weeks equals $37,440 annual gross pay. This does not include overtime or additional income. Use the hourly to salary calculator for a quick conversion.
Your effective hourly rate is your total gross pay for the period divided by the total number of hours worked. If you earned $1,850 gross in a 50-hour biweekly period, your effective hourly rate is $37.00/hour. This is useful for comparing pay packages that include overtime, tips, or bonuses at different base rates.
- US Department of Labor FLSA: Overtime requirements at 1.5x for hours over 40 per workweek for non-exempt employees.
- IRS Publication 531: Reporting tip income. Tips are taxable wages reportable to employers for employees earning $20+ per month.
- IRS Publication 15 (Circular E) 2026: Supplemental wage rules for bonuses and commissions.
- SSA 2026 Wage Base: Social Security wage base of $184,500 used in annual gross pay projections.
- Bureau of Labor Statistics (BLS): Median US weekly earnings for benchmarking context.
This tool uses official US Department of Labor and IRS guidelines for gross pay calculations. State-specific daily overtime rules vary and are not included in this calculator. Verify applicable overtime rules with your state labor department.
This calculator runs entirely in your browser. No wage data, hours, or personal information is stored, logged, or transmitted to any server. Nothing you enter is saved beyond your current browser session.
This tool was developed and reviewed for accuracy and usability by Eman Ali Mughal. All gross pay formulas follow official US Department of Labor FLSA rules and IRS wage guidelines. Results are estimates for financial planning and informational purposes only.