Hourly to Salary with Overtime Calculator USA (Convert Hourly Pay to Total Earnings)
Hourly to Salary With Overtime Calculator USA 2026 — Find Your Real Annual Pay
Convert Hourly Pay to Annual Salary — With Overtime Included
Most calculators ignore overtime. This one does not. Enter your base hourly rate, regular hours, and overtime hours to get your real annual salary with every pay period broken down clearly.
How the Hourly to Salary With Overtime Calculator Works
Start with your regular straight-time hourly pay. This is your rate before any overtime premium. If you want to compare this to a salaried offer, use the hourly to salary calculator for a simple 40-hour baseline.
Split your typical workweek into regular hours, overtime hours (1.5x), and double time hours (2x) if applicable. If you work 45 hours a week, you would enter 40 as regular and 5 as overtime. The calculator uses federal FLSA defaults for overtime (1.5x) but you can override the multipliers if your employer or union uses different rates.
Weekly gross pay equals (regular hours x base rate) + (overtime hours x overtime rate) + (double time hours x double time rate). For example: 40 hours at $20 is $800, plus 5 hours at $30 is $150, for a total of $950 per week. You can also check totals with the weekly pay calculator.
Weekly pay is multiplied by your chosen number of weeks per year (up to 52) to give your gross annual salary including overtime. Monthly pay is divided from the annual figure. Per-paycheck amounts use your pay frequency (weekly, biweekly, semi-monthly, or monthly). These are gross amounts before taxes and deductions.
Your effective hourly rate is total weekly gross divided by total weekly hours. This is always higher than your base rate when you work overtime, and it is the most accurate single number to compare with a salaried offer's implied hourly rate. For net pay after taxes, use the take home pay calculator.
Key Information: US Overtime Rules and Pay Conversions
Federal Overtime Requirements (FLSA)
| Rule | Details |
|---|---|
| Overtime threshold | Over 40 hours per workweek |
| Minimum OT rate | 1.5x the regular rate of pay |
| Calculation period | Per workweek (not averaged) |
| Applies to | Non-exempt employees |
| Double/triple time | Employer or union policy only |
Source: US Department of Labor FLSA overtime provisions. Always confirm your classification with your employer or an employment attorney.
Standard Pay Conversion Factors
| Period | Multiplier from Weekly |
|---|---|
| Annual | x 52 weeks |
| Monthly | Annual / 12 |
| Semi-monthly | Annual / 24 |
| Bi-weekly | Annual / 26 |
| Weekly | Weekly gross |
| Daily | Weekly / 5 |
| Hourly (effective) | Weekly / total hours |
California Daily Overtime Note
California has stricter overtime rules than federal law. In California, overtime (1.5x) applies to hours over 8 in a single workday and all hours on the seventh consecutive day in a workweek. Double time (2x) applies to hours over 12 in a day and all hours over 8 on the seventh consecutive day. This calculator flags the California note but applies weekly federal math. For California-specific daily calculations, confirm with your employer or the California Labor Commissioner.
Compare Hourly With Overtime vs. Salary Offers
A salaried offer does not always mean more pay. If a salaried role is exempt from overtime, you may earn more as an hourly worker who regularly works extra hours. Compare both using this tool alongside the salary calculator and the gross pay calculator to see the real difference before making a job decision.
Real Examples: Hourly to Annual Salary With Overtime
All examples show gross pay before taxes and deductions. Exact net pay depends on filing status, state, and deductions. For net amounts, use the paycheck calculator.
Hourly to Salary With Overtime FAQ
Multiply your regular weekly hours by your base rate to get regular pay. Multiply overtime hours by your overtime rate (usually base rate x 1.5) to get overtime pay. Add both together for weekly gross, then multiply by 52 to get annual pay. This calculator does all that automatically and shows monthly, biweekly, and daily figures too.
Under the Fair Labor Standards Act (FLSA), most non-exempt employees must receive at least 1.5 times their regular rate of pay for hours worked over 40 in a workweek. Some states such as California have additional rules requiring overtime after 8 hours in a single day. This tool defaults to the federal 1.5x rate but lets you override the multiplier if your employer pays differently.
Overtime can significantly increase your total annual income. For example, at $20 per hour with 40 regular and 5 overtime hours per week, your annual pay rises from $41,600 (40-hour baseline) to $44,850 (with overtime), a difference of over $3,200 per year. Workers who regularly log 10 or more overtime hours weekly see an even larger gap. The overtime calculator shows the overtime amount alone.
Your effective hourly rate is total weekly gross pay divided by total weekly hours worked. It is always higher than your base rate when you earn overtime. For example, earning $950 in a 45-hour week gives an effective rate of about $21.11 per hour, not the $20 base rate. This matters when comparing an hourly offer with a salary offer, because a $45,000 salary over 50 hours a week has a lower effective hourly rate than it appears.
It depends on your classification. Salaried exempt employees generally do not receive overtime under the FLSA, regardless of hours worked. Salaried non-exempt employees do receive overtime at 1.5x their regular rate for hours over 40. Exemption status depends on your job duties and whether your salary meets the US Department of Labor's salary-level threshold. When in doubt, contact your HR department or a qualified employment attorney.
A basic hourly to salary calculator assumes 40 hours per week at one flat rate. This tool lets you enter regular, overtime (1.5x), and double time (2x) hours separately so your annual figure matches your real earnings. If you regularly work more than 40 hours, a basic calculator will significantly understate your income. You can use the salary with overtime calculator to approach the same question from the salaried side.
Overtime pay is not taxed at a separate "overtime tax rate." It is added to your total wages for the pay period, and standard federal income tax withholding is applied to the combined amount. Because overtime pushes your total earnings higher, you may temporarily fall into a higher withholding bracket for that specific paycheck. Over the full year, your total tax is based on your actual annual taxable income. Use the income tax calculator to estimate what you owe.
Data Sources & Methodology
This calculator uses official US labor law standards and standard payroll conversion factors. No state income tax calculations are performed here since rates vary widely. All amounts shown are gross earnings before tax and deductions.
- US Department of Labor — Overtime Pay Under the FLSA
- US Department of Labor — Fair Labor Standards Act (FLSA)
- California Department of Industrial Relations — California Overtime Rules
- Pay frequency conversion factors: annual = weekly x 52; monthly = annual / 12; biweekly = annual / 26; semi-monthly = annual / 24; daily = weekly / 5.
- Effective hourly rate = total weekly gross / total weekly hours worked.
Disclaimer: This tool calculates gross pay only. It does not account for taxes, benefits, deductions, or employer contributions. Always verify your overtime rights and classification with your employer, HR department, or a qualified employment attorney.
All calculations run locally in your browser. Your hourly rate, hours, and personal details are not transmitted to any server, stored in any database, or shared with any third party. Close the page and everything clears automatically.
This hourly to salary with overtime calculator was developed and reviewed for accuracy and usability by Eman Ali Mughal. The logic applies US federal FLSA overtime rules as defaults and clearly states where employer or union policies differ. All conversion factors follow standard US payroll practice.