Salary Tool
Free Salary Tools & Calculators for US Workers
55 free, accurate salary tools built for US employees, contractors, and freelancers. Convert salaries, calculate take-home pay, handle overtime, estimate taxes, and plan your finances — all in one place with 2026 federal and state data.
💰 Core Salary & Pay Conversion Tools
Convert your salary to any pay frequency — hourly, weekly, biweekly, monthly, and more. Essential tools every US worker needs.
Salary Calculator
Calculate your annual, monthly, biweekly, weekly, daily, and hourly salary. The all-in-one pay conversion tool for US workers.
Salary to Hourly Calculator
Convert your annual salary to an equivalent hourly rate. Factors in work hours per week and paid time off for accuracy.
Hourly to Salary Calculator
Convert your hourly wage to an equivalent annual salary based on your work schedule and hours per week.
Weekly Pay Calculator
Calculate your weekly gross pay from annual salary or hourly rate. Useful for weekly payroll planning and budgeting.
Biweekly Pay Calculator
Calculate your biweekly paycheck amount from your annual salary or hourly wage. The most common US pay frequency.
Semi-Monthly Pay Calculator
Calculate your semi-monthly gross pay — 24 pay periods per year, paid on the 1st and 15th (or similar schedule).
Daily Pay Calculator
Find your equivalent daily rate from your annual salary or hourly wage based on the number of working days per year.
Salary to Monthly Calculator
Convert your annual salary to a monthly gross amount. Perfect for budget planning, rent calculations, and loan applications.
Hourly to Monthly Calculator
Convert your hourly wage to a monthly gross salary estimate based on your standard work schedule and hours.
🧾 Paycheck & Take-Home Pay Tools
Calculate your actual take-home pay after federal, state, and local taxes, plus all deductions. Know your real net income.
Paycheck Calculator
Calculate your net paycheck after all federal and state taxes. Supports hourly and salaried workers across all 50 US states.
Gross Pay Calculator
Calculate total gross pay including base salary, overtime, bonuses, and commissions before any taxes or deductions.
Net Pay Calculator
Calculate your take-home pay after all tax withholding and benefit deductions for any pay period frequency.
Gross to Net Calculator
Convert your gross pay to net take-home pay accounting for federal, state, FICA taxes, and pre/post-tax deductions.
Net to Gross Calculator
Work backwards from your desired net take-home pay to find the required gross pay needed before taxes.
Take-Home Pay Calculator
Find your real monthly and annual take-home income after all federal, state, Social Security, and Medicare taxes.
⏰ Overtime & Work Hours Tools
Calculate overtime pay, time cards, shift differentials, and all work-hours compensation under FLSA federal overtime rules.
Overtime Calculator
Calculate overtime pay for hours over 40 per week under FLSA rules. Supports regular, time-and-a-half, and double time rates.
Time and a Half Calculator
Quickly calculate time-and-a-half pay (1.5× regular rate) for any hourly wage. Includes total weekly pay with overtime.
Double Time Calculator
Calculate double time pay (2× regular rate) for holiday shifts, emergency work, or special employment agreements.
Triple Time Calculator
Calculate triple time pay (3× regular rate) for union agreements, emergency situations, or special overtime contracts.
Salary with Overtime Calculator
Calculate total compensation for salaried employees who also earn overtime pay — full FLSA exempt/non-exempt analysis.
Hourly to Salary with Overtime
Convert hourly wages including overtime hours to an annual salary equivalent for job comparisons and offer negotiations.
Time Card Calculator
Calculate total hours worked from time-in and time-out entries for a full work week, including lunch breaks and overtime.
Work Hours Calculator
Calculate total hours and minutes worked in any shift or over multiple days. Supports 12-hour and 24-hour time formats.
Lunch Break Calculator
Calculate paid hours after deducting unpaid lunch breaks. Track daily and weekly net hours worked with break adjustments.
Shift Differential Calculator
Calculate additional shift differential pay for night shifts, weekend shifts, or hazardous duty with flat or percentage rates.
🎁 Bonus, Raise, PTO & Employment Tools
Calculate bonuses, commissions, raises, PTO payouts, and severance pay. Plan your employment compensation with confidence.
Bonus Tax Calculator
Calculate how much tax is withheld from your bonus. Uses IRS percentage method (22% flat rate) or aggregate method.
Bonus Paycheck Calculator
Calculate your net bonus paycheck after federal, state, FICA, and local tax withholding for any bonus amount.
Commission Calculator
Calculate commission earnings from sales. Supports flat rate, percentage, tiered, and split commission structures.
Prorated Salary Calculator
Calculate a prorated salary for partial pay periods — new hires, mid-month starts, leaves of absence, or terminations.
Salary Increase Calculator
Calculate the dollar and percentage impact of a pay raise on your annual, monthly, and per-paycheck take-home income.
PTO Payout Calculator
Calculate the dollar value of your unused PTO, vacation, or sick leave balance when leaving a job or year-end payout.
Severance Pay Calculator
Estimate severance pay based on years of service, salary, and company policy. Understand tax implications on severance.
Notice Period Calculator
Calculate your last working day and total pay for your notice period based on your employment contract and start date.
🏛️ Payroll, Tax, Withholding & Deduction Tools
Comprehensive payroll and tax tools for employees and employers — federal taxes, FICA, W-4, deductions, and 401(k) calculations.
Payroll Calculator
Full payroll calculation for employers — compute gross pay, tax withholding, employer taxes, and net pay per employee.
Payroll Tax Calculator
Calculate all payroll taxes — federal income tax, Social Security (6.2%), Medicare (1.45%), and state income taxes.
Income Tax Calculator
Estimate your 2026 federal income tax liability based on filing status, income, deductions, and tax bracket analysis.
Federal Tax Calculator
Calculate federal income tax withholding per paycheck using 2026 IRS withholding tables for all filing statuses.
Tax Withholding Calculator
Estimate whether you'll owe taxes or get a refund. Adjust your W-4 withholding to avoid surprises at tax time.
W-4 Calculator
Complete your 2026 W-4 form correctly. Calculate the right withholding amount for your filing status and allowances.
Deduction Calculator
Calculate the impact of all paycheck deductions — health insurance, dental, vision, 401(k), HSA, FSA, and more.
Pre-Tax Deduction Calculator
Calculate pre-tax deductions (401k, HSA, FSA) that reduce your taxable income and lower your overall tax bill.
Post-Tax Deduction Calculator
Calculate post-tax deductions taken after income taxes — Roth 401(k), life insurance, garnishments, and union dues.
Gross-Up Calculator
Calculate the gross pay needed to give an employee a specific net amount after taxes — used for relocation bonuses.
Supplemental Wages Calculator
Calculate tax on supplemental wages — bonuses, commissions, back pay, and awards using IRS supplemental rate rules.
FICA Tax Calculator
Calculate Social Security (6.2%) and Medicare (1.45%) FICA taxes for employees and employers for any pay period.
Medicare Tax Calculator
Calculate Medicare tax (1.45%) plus the additional 0.9% Medicare surcharge for high earners over $200,000.
After Deductions Paycheck Calculator
Calculate your final net paycheck after every deduction — taxes, health benefits, 401(k), HSA, and garnishments.
Paycheck After 401(k) Calculator
See how 401(k) contributions affect your take-home pay. Compare traditional pre-tax vs. Roth post-tax impact on net pay.
Pay Frequency Calculator
Convert your pay between any frequency — weekly, biweekly, semi-monthly, and monthly — in a single comparison tool.
💻 1099, Contractor & Freelancer Tools
Self-employment tax calculators for 1099 workers, independent contractors, gig workers, and freelancers across the USA.
Self-Employment Tax Calculator
Calculate self-employment tax (15.3% SE tax) for 1099 workers. Includes Schedule SE and deductible half of SE tax.
1099 Paycheck Calculator
Calculate your net take-home pay as a 1099 contractor. Accounts for self-employment tax, estimated quarterly taxes, and deductions.
W-2 vs 1099 Calculator
Compare W-2 employee vs. 1099 contractor take-home pay side by side. See the true cost difference of each employment type.
Freelance Hourly Rate Calculator
Calculate your minimum freelance hourly rate to match a salaried income after accounting for taxes, benefits, and business costs.
🚗 Reimbursement Tools
Calculate business mileage reimbursements, per diem rates, and employee expense reimbursements using official IRS 2026 rates.
Business Mileage Reimbursement Calculator
Calculate mileage reimbursement using the 2026 IRS standard mileage rate (67¢/mile). For business, medical, and charity driving.
Per Diem Calculator
Calculate GSA per diem rates for meals, lodging, and incidental expenses for business travel across all US cities.
Expense Reimbursement Calculator
Track and calculate total employee expense reimbursements — travel, meals, lodging, and other business expenses.
Why 500,000+ US Workers Trust USAJobsKit
Every salary tool is built on official 2026 IRS data, FLSA overtime rules, and state-specific tax tables — never generic estimates.
Official IRS 2026 Data
All tax calculations use the official 2026 IRS withholding tables, tax brackets, and FICA rates — updated annually.
All 50 States Covered
State income tax calculations for all 50 US states including the 9 states with no income tax, with exact 2026 state rates.
Instant Results
Get accurate salary, tax, and paycheck calculations in seconds. No registration, no sign-up, and no hidden fees.
Mobile Friendly
All 55 salary tools are fully optimized for smartphones and tablets. Calculate your pay anywhere, anytime.
100% Private
No personal data is stored or tracked. All calculations happen in your browser — your salary information stays private.
FLSA Compliant
All overtime calculators follow the Fair Labor Standards Act (FLSA) — the federal law governing US overtime pay rules.
How Our Salary Tools Work
Get accurate salary and paycheck results in three simple steps — no experience or accounting knowledge required.
Choose Your Tool
Select the salary calculator that fits your need — pay conversion, paycheck, overtime, tax, bonus, or freelancer tool.
Enter Your Details
Input your salary or hourly rate, filing status, state, pay frequency, and any deductions or benefits you have.
Get Instant Results
See your full pay breakdown instantly — gross pay, all taxes withheld, deductions, and final net take-home pay.
Calculate Your Exact Take-Home Pay in 30 Seconds
Join 500,000+ US workers who use USAJobsKit salary tools to understand their paycheck, negotiate a raise, or plan their budget — free, accurate, and always up to date.
Frequently Asked Questions
Common questions about salary calculations, take-home pay, and how our tools work.
How do I convert my annual salary to an hourly rate?
Divide your annual salary by the total hours worked per year. For a standard 40-hour work week and 52 weeks, that's 2,080 hours. So a $60,000 salary equals $60,000 ÷ 2,080 = $28.85/hour. Use our Salary to Hourly Calculator for an instant result.
What is the difference between gross pay and net pay?
Gross pay is your total earnings before any taxes or deductions. Net pay (take-home pay) is what you actually receive after federal income tax, state income tax, Social Security (6.2%), Medicare (1.45%), and any other deductions like health insurance or 401(k) contributions are subtracted.
How is overtime pay calculated under federal law?
Under the Fair Labor Standards Act (FLSA), non-exempt employees must receive at least 1.5× their regular hourly rate for all hours worked beyond 40 in a single workweek. For example, if you earn $20/hour, your overtime rate is $30/hour. Use our Overtime Calculator for the full breakdown.
How much tax is withheld from a bonus?
The IRS treats bonuses as "supplemental wages." The default withholding rate is a flat 22% federal tax on bonuses under $1 million. For bonuses over $1 million, the rate is 37% on the excess. State income taxes are withheld on top of this. Use our Bonus Tax Calculator to see your exact net bonus.
What is the self-employment tax rate for 1099 workers?
1099 contractors and self-employed workers pay a 15.3% self-employment tax — this covers both the employee (7.65%) and employer (7.65%) portions of Social Security and Medicare. You can deduct half of SE tax from your income on Schedule 1. Use our Self-Employment Tax Calculator for details.
What is biweekly vs. semi-monthly pay?
Biweekly pay means you are paid every two weeks — 26 paychecks per year. Semi-monthly pay means you are paid twice per month (e.g., 1st and 15th) — 24 paychecks per year. Biweekly is slightly more per paycheck since there are 2 extra pay periods annually. Both differ from weekly pay (52 paychecks/year).
How do pre-tax deductions reduce my paycheck?
Pre-tax deductions like 401(k) contributions, HSA, FSA, and health insurance premiums are subtracted from your gross pay before federal (and most state) taxes are calculated. This reduces your taxable income, so you pay less in taxes. For example, contributing $200/paycheck to a 401(k) reduces your tax bill — not just your take-home pay dollar for dollar.
Are these salary calculators free to use?
Yes — all 55 salary tools on USAJobsKit.com are completely free. No account, registration, or payment is required. We use official 2026 IRS tax tables and state tax data to provide accurate results for US workers, and we never store or share any of your salary information.